Another return of more than 0.6% for investors in Quantrom P2P Lending

Figure 1 Performance of Note price and Long-Term Return Target

Monthly comments

Interest payments in February were slightly higher than our expectations since payments normally are lower in the shortest month of the year.

Current loans represented 77.6% of the value of the portfolio at the end of February an increase of more than 1.5%-point during the month. Except for loans with a delay of 1-15 days, all other groups of delayed loans fell in February.

In February Quantrom P2P Lending has not taken any provisions.

The return for the month of February 2021 was 0.61%.

Since inception, Quantrom P2P Lending has given a return of 34.91% and outperformed the long-term return target by 7.66%-points.

Portfolio

The portfolio at the end of February 2021 consisted of more than 9,000 loans. The weighted average interest rate on the portfolio was 11.66% with an average weighted maturity of 28.9 months.

The main exposure in value is still towards car loans which represent 61% of the value of the portfolio at the end of the month.

Exposure towards property loans is at 22% of the value of the portfolio. At the end of February, personal loans represented 16%, while business loans were less than 1% of the value of the portfolio.

Figures 2-12 provide more details on the composition of the loan portfolio.

Figure 2

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Figure 5

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Figure 8

Figure 9

Figure 10

Figure 11

Figure 12

Figure 13

Quantrom Limited, Limerick

March 2021

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