Quantrom P2P Lending – Two years track record

As of 31 March 2019

 

Two years track record with 19.2% in total return

Monthly Report March 2019

Quantrom P2P Lending DAC Note price EUR 1.191963

Figure 1 Performance of share price and Long-Term Return Target

Monthly comments

In March, interest received was in line with expectation and the return for the month was 0.61% outperforming the long-term target with 0.05%-point.

Since inception, Quantrom P2P Lending has given a return of 19.20% and outperformed the Long-Term Return Target by 4.39%-points.

In March 2019 no provisions were taken.

Loans in default was 1.1% of the portfolio. Current loans were at the end of March at 80.3% of the portfolio an improvement of almost 5%-point.

Portfolio

The portfolio at the end of March 2019 consisted of more than 7,500 loans. The weighted average interest rate on the portfolio was 11.54% with an average weighted maturity of 31 months.

The main exposure in value is still towards Car Loans and decreased to 61% of the value of the portfolio at the end of the month.

Exposure towards property loans is 20% of the value of the portfolio. At the end of March, personal loans represented 13%, while business loans were at 6% of the value of the portfolio.

Figures 2-12 provide more details on the composition of the loan portfolio.

Figure 2

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Figure 13

 

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Quantrom P2P Lending Profit Participation Note subscription

 

Quantrom Limited, Limerick

April 2019

About the Author

Gustav Jensen

Gustav is the managing director of Quantrom Limited and is living in near Brussels.

Economist from University of Copenhagen mainly working in finance and banking.