A solution in a ZERO-interest rate environment?
Quantrom P2P Lending DAC (QP2PL) is a company established in Ireland that invests the company's capital in alternative lending within the EU. Currently, the focus is mainly on lending in eastern Europe where the return/risk ratio is very attractive.
The internet has changed the way people interact and purchase services and goods. These changes are now also affecting traditional financial services. Investors (people with savings) receive little return on their bank deposits or investment in government bonds; while at the same time borrowers have difficulties getting a loan from traditional sources.
P2P lending platforms are beginning to fill this gap by connecting lenders and borrowers directly. Each platform covers one or a few markets and loan types, meaning the investor must use several platforms in order to establish a diversified portfolio of P2P loans.
Quantrom Direct Lending offers the possibility to invest in a diversified loan portfolio via all the platforms to which we are connected.
Quantrom Limited conducts in-depth due diligence of the P2P lending platforms and continuously analyses each selected platform’s loan book, to create a diversified and robust loan portfolio.
Expected returns and risks
The aim is to create an annual return for the investor of 5% year-on-year.
All investments are associated with risks. When investing in direct lending, the borrower can default on a loan and thereby cause a loss of capital. A well diversified portfolio of direct loans reduces the adverse impact of such defaults. Furthermore, investing in direct loans is an illiquid investment. An investor is committed to the investment for the lifetime of the loan unless it is possible to sell the loan to third party. Such transactions are highly illiquid.
Quantrom P2P Lending DAC was incorporated in Dublin, Ireland, in the beginning of February 2017
If you want to receive further information or invest in Quantrom P2P Lending DAC, then please go to our contact page and fill out the form.